Optimise your Pensions

• Concerned about retirement? 

• Fed up at having seen the value of your pension funds plummet over the last 2 years?

• Or simply disillusioned with anything financial?

Sometimes it may seem like a chore but it is important to regularly review any financial plans you have arranged to ensure that they continue to suit your circumstances and meet your expectations. This particularly applies to pensions, as your whole lifestyle and standard of living could be affected in the future.

If you have not already reviewed your existing pension arrangements since 6th April 2006, know as A-Day, now may be an opportune time to do so.  The changes introduced by the Government on A-Day provide greater flexibility and you may well be able to benefit from lower charging structures and increased diversification.  Although pension funds have suffered in line with other investments due to falling markets and property values, there is still no other type of investment that currently guarantees tax relief of up to 40% on initial contributions as well as tax efficient growth throughout the term.  Your contributions currently receive tax relief at whatever rate of income tax your pay.

If you would like to find out more please contact Eleanor Smith (This email address is being protected from spambots. You need JavaScript enabled to view it.) for further information