Five Point Guide to Starting Your Own Business
According to the Office for National Statistics, at the end of May 2009 there were 2.38 million unemployed people in the UK with the quarterly figures showing the largest increase in unemployed persons since comparable records began in 1971. However, redundancy and poor employment opportunities have encouraged some to take the step to start up […]
POWERS OF ATTORNEY – Insuring For Your Future
You insure your house, car and even your animals against a multitude of risks but have you considered granting a Power of Attorney to ensure it is someone you know and trust who will be able to take decisions on your behalf in the event of you no longer being capable?
WHEN IS THE BEST TIME TO MAKE A WILL?
The answer is now! No-one wants to think about dying but making a Will is one of the most important things you can do as it determines how your home, your possessions and hard earned savings are distributed following your death.
A LIFETIME MORTGAGE – Could This be the Solution For You?
Lifetime Mortgages are a type of mortgage that are designed for people aged 55 or over who own their own homes outright. They can be incredibly useful for people who are asset rich and cash poor. A Lifetime Mortgage provides a means of using the value of your home to provide a lump sum of cash […]
Retirement
A recent case in the High Court in England has confirmed that the UK default retirement age of 65 is lawful. Under the current legislation, an employer can force an employee to retire at 65 even if the employee does not wish to.
Optimise Your Pensions
Optimise your Pensions Concerned about retirement? Fed up at having seen the value of your pension funds plummet over the last 2 years? Or simply disillusioned with anything financial?
Social Committee 2009
SOCIAL COMMITTEE 2009 From left to right in the picture is Louise Sutherland, Joanne Finn, Steven Gauld, Eleanor Smith and Vivienne Bruce
New Partner in the Firm
We are delighted to announce that Miss Anne-Maryse Churchill has been assumed as a partner in the firm with effect from 1st November 2009.
PROPERTY REVIEW 2009 and OUTLOOK FOR 2010
The last year has been one of dramatic change in both the local and national housing market. At the end of 2008 a significant number of mortgage products were removed from the market as bank liquidity became a major issue. Lending was significantly reduced and, combined with the onset of an economic recession, both prices […]
IRRESPONSIBLE DRINKS PROMOTIONS
The introduction of the Licensing (Scotland) Act 2005 on the 1 October 2009 heralded a new dawn for liquor licensing in Scotland. One part of the Act that has not yet attracted much publicity, but will most certainly in the future, is the ban on irresponsible drinks promotions.